Harmoney terms & conditions

Subject to funding. 95% of loans submitted to the marketplace reach full funding within 24 hours (based on loans submitted in 2018).

Subject to approval and funding. Harmoney’s interest rates range from 6.99% p.a. to 29.99% p.a. and are offered based on the individual borrower’s credit assessment according to Harmoney’s credit scorecard. In order to be approved and list your loan you must meet Harmoney’s credit criteria and responsible lending requirements. Fees, charges, terms and conditions apply.